The new brand on the non-banking market often raises distrust among customers. We do not know how to borrow in such a company in practice and what we can expect after signing the contract. Fortunately, in the case of the Sharp brand, such fears are completely unnecessary.
Simple & secure application process for payday loans no credit check
Wondering about a payday loan no credit check loan at Green Start — loan? Do you want to make sure that this lender’s offer is for you? We analyzed the advantages and disadvantages of this brand while paying attention to the safety of borrowing in this company. So before you decide to apply for a loan, check the results of our analysis.
The Sharp brand was created at the beginning of 2018. It would seem, therefore, that the lender does not have much experience in the industry. The company is headed by Adam Dąbrowski, the former president of Creamfinance Poland – the owner of such brands as Lendon, an ie website that is top clients in non-bank loan rankings. Deciding on the offer of the Sharp brand, we choose many years of non-banking experience, which means that as clients of this company, we can feel completely safe.
The advantages and disadvantages of a loan in Sharp
When analyzing the Sharp brand’s offer, we took into account mainly the elements that are important from the point of view of the future borrower, such as, for example, the loan amount, commitment costs or general requirements in relation to the borrowers. Comparing the offer of this lender with other offers available on the market, we decided to indicate both the Sharp strengths and the areas in which they still need to be improved. Here they are:
The benefits of a payday in Sharp
- High loan amount – each person using the services of this brand can borrow as much as PLN 12,000.
- Long lending period – the maximum time to repay the liabilities in Sharp is as much as 48 months.
- Quick loan decision – applications are considered even several minutes.
- Quick withdrawal of cash – Sharp declares payment of funds even fifteen minutes after the release of a positive loan decision.
- The possibility of immediate verification of the client – confirmation of the borrower’s identity is carried out using the Instantor application.
- No need to provide additional documents – in case of Sharp loan you do not need to have any documents confirming your income.
- Option to activate recurring payments – all you have to do is enter your debit card number, and installment payments will be made automatically.
Disadvantages of the farewell in Sharp
- No promotional offers for new and existing customers – currently Sharp does not run any bonus program.
- One way to confirm the client’s identity – the customer can verify his identity only using the application.
- One form of cash withdrawal – the payment is paid by bank transfer to the customer’s account used for verification.
- No possibility to extend or refinance the loan – the liability must be repaid in accordance with the deadline specified in the contract.
- Long loan form – detailed information should be provided in the application, including the employer’s telephone number.
- Control in several debtors’ databases – Sharp uses such registers as, for example, BIK, KRD, ERIF or Infomonitor.